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Doing business in DC

Insurance Rates/Rules Filing

The Department of Insurance, Securities, and Banking (DISB) requires all insurers to file rates and rules with DISB for review. The rates/rules must be adequate, not excessive, and not unfairly discriminatory.

All property and casualty filings, except for worker’s compensation and medical malpractice filings, may be submitted under DISB’s “File and Use” provisions. Worker’s compensation filings and medical malpractice filings must be submitted under DISB’s “Prior Approval” provisions.

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